STEPS TO PURCHASE A HOME

• Consult a Real Estate Agent.  Our Agents are trained professionals and will be able to give you expert advice.

• Get prequalified by a lending institution .  It is a good edea to establish a relationship with a mortgage company.  They will check your credit history and score and will also tell you the price range of homes that you should have your real estate agent show you.

• Look at homes.  Now that you know your price rage and feel confident that you will be able to obtain financing, your real estate agent can show you the homes you choose to see in that range.  You will need to tell us what your housing needs are and your preferred locations. Once you've given us the criteria for what you are looking for, we will put you into our search platform that will send you listings to your email as they hit the market.  This will help assure that you do not miss any homes that come onto the market.  Should you view a listing that you like, call your agent and they will set an appointment to see the home as soon as you are available.

• Once you find a home that you want to purchase we will discuss the price to offer.  We will then write up the offer and present it to the seller.  In most situations you will have to put up Earnest Money and Due Diligence Money when placing your offer. ( your agent will explain this in more detail )  If we can reach an agreement then both parties will sign the Offer to Purchase and we will be under contract.

• Once you have a home under contract your mortgage company will take your formal application.

• There will now be a period in which we will gather information, investigate and do inspections to determine if you want to continue with the purchase of the property ( the due diligence period ) 

• At this time should you decide to continue with the home purchase and you have received loan approval from your lender, we will proceed to the closing with your chosen attorney.  You will then sign all closing documents and receive keys to your new home.

**  Please note this is a general overview of the buying process but there is much more detail involved.  Your agent will explain all in more detail as you go thru the process.